Who We Are
M&T Consultants, Islamic Co. is a professional consulting and training firm dedicated to advancing Shariah-compliant finance and ethical business practices in the Philippines and across ASEAN.
We work with financial institutions, fintechs, cooperatives, NGOs, and government agencies to design, implement, and sustain Islamic finance systems that integrate Shariah principles with local regulatory, technological, and socio-economic contexts.
Our Mission
To bridge Shariah and technical expertise in advancing Islamic finance — strengthening institutions through consultancy, capacity development, and digital innovation that foster equitable, transparent, and inclusive growth.
Our Vision
To be the leading pioneer private firm in the Philippines and a trusted partner of choice in ASEAN and the world, contributing to a values-driven and ethical global financial system.
Our Core Services
Shariah Consultancy Services
Comprehensive guidance in developing and operationalizing Shariah-compliant products, programs, and systems — including product structuring, program design, and IT consulting for digital finance aligned with Shariah.
Shariah Advisory Services
Expert Shariah guidance and compliance review for institutional policies, contracts, and operational processes, including coordination with recognized religious authorities for fatwa issuance on Islamic financial matters.
Islamic Finance Capacity Development
Strengthening sectoral competencies through flexible programs, including the AQIF with IBFIM–Malaysia, specialized trainings in Shariah Governance and Compliance, crash courses for professionals, and a Knowledge Hub for continuous learning and research.
Islamic Finance Research
Applied and policy-oriented research focusing on market research, policy and regulatory development, social and development finance, and fintech integration, while promoting collaborative studies and publications with academic and development partners.
Marketing & Promotion of Islamic Finance
Promoting awareness and collaboration through institutional partnerships, campaigns, and advocacy initiatives that strengthen understanding and adoption of Islamic finance.
Islamic Finance Digital Solutions
Integrating technology and faith by developing and advising on Shariah-compliant digital platforms, including Islamic microfinance systems, e-wallets, Halal supply chain solutions, and Hajj and Umrah learning applications.
Global Certifications & Affiliations
IBFIM Accredited Learning Center
Accredited Learning Center of the Islamic Banking and Finance Institute of Malaysia (IBFIM). IBFIM is an industry-driven institution specializing in technical certifications that support the evolving needs of the global Islamic finance sector.
Institutional Member of I-FIEFE
Institutional Member of the International Federation of Islamic Economics and Finance Education (I-FIEFE). This global body advances research and teaching in Islamic Economics and Finance, promoting ethical, inclusive, and sustainable financial systems worldwide.
Associate Qualification in Islamic Finance (AQIF)
M&T Consultants is now the first accredited international learning center in the Philippines offering AQIF certification in partnership with IBFIM–Malaysia.
Professional Certification
Industry-recognized qualification
Global Standards
IBFIM-Malaysia accredited
Career Advancement
Boost your Islamic finance career
Past and Present Engagements
M&T Consultants has played an active role in advancing inclusive development across the Bangsamoro region and beyond through strategic collaborations and technical support. These engagements span coordination with regulatory bodies, financial institutions, and key stakeholders in the development of operational frameworks, policy alignment, and knowledge-sharing initiatives.
Financial Institutions
Partnering with banks and cooperatives for Shariah compliance
Government Agencies
Supporting policy development and regulatory alignment
Development Partners
Collaborating with international organizations for impact
Notable Projects & Initiatives
Shariah-Compliant Women Empowerment Facility (WEF)
Partnership with League of Moro Women Organization, Inc. in Cotabato City for women's economic empowerment through Shariah-compliant financial services.
BSP Collaboration
Ongoing coordination with Bangko Sentral ng Pilipinas (BSP) offices for Islamic banking development and regulatory framework enhancement.
Islamic Finance Training Programs
Specialized training sessions for financial institutions, government agencies, and professionals on Shariah Governance, Compliance, and Islamic finance principles.
Digital Islamic Finance Solutions
Development of Shariah-compliant digital platforms including Islamic microfinance systems, e-wallets, and Halal supply chain solutions.
Why Choose M&T Consultants?
Local Expertise, Global Standards
Deep understanding of Philippine context with international certifications
Comprehensive Services
End-to-end support from consultancy to implementation and training
Shariah Compliance Expertise
Direct coordination with recognized religious authorities for fatwa issuance
Technology Integration
Pioneering digital Islamic finance solutions tailored for ASEAN markets
Proven Track Record
Successful engagements with government, financial institutions, and NGOs
Commitment to Excellence
Continuous professional development and adherence to global best practices